Four General Funding Programs

Allegiant Partners specializes in the four transaction profiles listed below. Exposures can go up to $275,000 for qualified applicants. Larger transactions may be syndicated. Click on each star to view an example.

Bank Policy Exceptions

When the bank won’t fund your customer due to inflexible policies. Get fast turnarounds for "A" and "B" credits that your bank doesn't want.
Examples include:

Pre-funding
Unpopular equipment
Unpopular industries
Unpopular locations
< 5 years in business
Leveraged due to depreciated assets

Private party sellers
Soft costs
Foreign vendors
Bank exposure limits
Larger owner distributions
Leverage due to debt to shareholders
Gas stations

Preferred Collateral

Your customer has valuable collateral and a business he believes in. We provide fast turnarounds for "B" and "C" credits that can offer 2x collateral value vs amount financed. (Limited to no more than 5 pieces of equipment with values that are easy to determine.)

Broker’s responsibility: Help us confirm ownership, accessibility and re-sale value of the collateral. An active secondary market is required.

Construction
Forklifts
Logging
Mining & drilling

Printing
Trailers & trucks
Containers & tanks
Helicopters

Story Credits

Your customer needs a lender who will listen and give him/her a chance. We provide thorough credit investigations for "B" and "C" credits that may look weak on the surface but have hidden strengths.

Broker’s responsibility: Know your customer, and provide a complete package including a write-up telling the whole story. These transactions may require structuring.

Credible turnarounds
New owners
Acquisitions
Previous bad credit
Owner buy-outs

New business lines
Unusual circumstances
Customer concentrations
Sale lease-backs & refi's
.

Structured Startups

Your customer has experience, cash and a good business plan. We provide complete credit investigations for "A" and "B" credits with less than 3 years in business.

Broker responsibility: Know your customer, provide a complete package including a resume and a thorough write-up and an opening balance sheet and projections. These transactions require some structuring. Security deposits may be released if payments are made on time for a certain period.

Adequate liquidity &
low overhead
Good credit & character
Good location & timing
Collateral value
Successful industry experience

Strong business plan with competitive advantage
Strong net worth & low leverage
Realistic cash flow expectations & expansion rate
Willingness to accept higher rate and structure

You may have a transaction that involves more than one category. In that case, choose the category you think is the best fit and send it to us at deals@allegiant-partners.com along with the Full Disclosure Form.